Xero, FreshBooks and QuickBooks all offer 30-day free trials and extensive features for online support, including a live chat, email support and a knowledge base. Keep in mind that these services charge a fee to process payments (usually around 2.9% plus 25 cents per transaction, though this varies by the payment processor). Xero processes payment through a payment gateway like Stripe, GoCardless and others. Account holders are able to customize online invoices to add a logo, accept payments instantly through the invoice, set automatic reminders for clients to pay and invoice directly from the Xero app. Xero’s invoicing capabilities allow you to create and customize an invoice for clients and then accept credit card, debit card or bank transfer payments within the invoice itself. Gusto is a platform that automates payroll filing for all 50 states in addition to automating payroll taxes, deductions and filings and providing employees with the platform to view pay stubs and W-2s online. It provides the ability to use multiple currencies, track projects, claim expenses and view in-depth analytics, in addition to the features mentioned above.Īll three plans come with an optional add-on for payroll with Gusto for $39 per month plus $6 per month per person. The Established price tier is the company’s plan for businesses that are already up and running, particularly businesses that service international audiences or markets.
The Growing plan is best suited for growing businesses, grants the same capabilities in addition to the ability to send unlimited quotes and invoices, enter unlimited bills, and reconcile transactions in bulk. You’re able to send 20 quotes and invoices per month, enter five bills, reconcile bank transactions, capture bills and receipts with Hubdoc and view a short-term cash flow and business snapshot.
The Early subscription is tailored for solopreneurs and business owners who are just getting started. Here is how the monthly fees for Xero break down: The software makes it easy to pay bills, claim expenses, accept payments, track projects, manage contracts, store files and more. Xero includes extensive features that make it suitable to handle complex accounting processes for small- and medium-sized businesses as well as larger ones.
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